Interest Rates and Interest Charges
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Annual Percentage Rate (APR) for Purchases |
If you qualify, 0.00% or 1.99% introductory APR for up to 12 billing cycles based on your credit worthiness.
After that, you will have a variable APR based on the US Prime Rate between 10.24% and 16.24% APR depending on your credit worthiness. |
APR for Balance Transfers |
If you qualify, 0.00% or 1.99% introductory APR for up to 12 billing cycles based on your credit worthiness.
After that, you will have a variable APR based on the US Prime Rate between 10.24% and 16.24% APR depending on your credit worthiness. |
APR for Cash Advances |
18.24% This APR will vary with the market based on the US Prime Rate. |
How to Avoid Paying Interest on Purchases |
Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
Minimum Interest Charge |
If you are charged interest, the charge will be no less than $1.00. |
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |